๐Ÿ“ž Florida's Affordable Insurance Experts โ€” Call Now: (855) 460-3330
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Cheap Auto Insurance in Florida

We compare rates from top carriers statewide โ€” same-day coverage available anywhere in FL.

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๐Ÿ“ž (855) 460-3330 Tap to call โ€” agents available Monโ€“Fri 10AMโ€“6PM
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Affordable Auto Insurance Across All of Florida

Auto Insurance Medics is a Florida-licensed independent insurance brokerage serving drivers across the entire state. Because we work with multiple carriers โ€” Progressive, Geico, Allstate, National General, Kemper, and Bristol West โ€” we can find the lowest available rate for your specific profile, no matter where you live in Florida.

Florida law requires every driver to carry a minimum of $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). Our agents will make sure you're fully compliant and covered โ€” often the same day you call.

Estimated Auto Insurance Rates in Florida

Coverage TypeEstimated Monthly Rate
Florida Minimum (PIP + PDL)$70 โ€“ $130/mo
Liability Only$85 โ€“ $150/mo
Full Coverage$160 โ€“ $300/mo
SR22 Filing + Minimum Coverage$110 โ€“ $200/mo
FR44 Filing (DUI) + Coverage$150 โ€“ $280/mo

*Rates vary based on driving history, vehicle, age, ZIP code, and other factors. Call for your exact quote.

We Serve Drivers Across Florida

We have dedicated pages with local rate estimates for the following cities:

๐Ÿ“ Miami ๐Ÿ“ Orlando ๐Ÿ“ Tampa ๐Ÿ“ Jacksonville ๐Ÿ“ Fort Lauderdale ๐Ÿ“ West Palm Beach ๐Ÿ“ Fort Myers ๐Ÿ“ Ocala

Not seeing your city? Call (855) 460-3330 โ€” we cover all Florida ZIP codes.

Why Choose Auto Insurance Medics in Florida?

As an independent brokerage, we are not tied to any single insurance company. We shop your profile across six top-rated carriers to find the lowest rate available. Our licensed Florida agents can answer questions in both English and Spanish, and we specialize in difficult-to-insure drivers: SR22, FR44, suspended licenses, multiple violations, and new Florida residents.

Frequently Asked Questions โ€” Florida Auto Insurance

What is the minimum auto insurance required in Florida?

Florida requires $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL) at a minimum. Florida is a no-fault state, meaning your own PIP coverage pays your medical expenses regardless of who caused the accident.

Can I get same-day auto insurance in Florida?

Yes. Call (855) 460-3330 and our agents can bind your policy and email you an insurance ID card the same day โ€” often within the hour.

Do you offer SR22 and FR44 insurance in Florida?

Yes. We handle both SR22 and FR44 filings for Florida drivers. SR22 is typically required after driving uninsured or license suspension. FR44 is required after a DUI and requires higher liability limits. We file both same day.

Which carriers do you work with?

We compare rates from Progressive, Geico, Allstate, National General, Kemper, and Bristol West to find you the best price for your situation.

ยฟTienen agentes que hablan espaรฑol?

Sรญ. Tenemos agentes bilingรผes disponibles para ayudarte en espaรฑol. Llama al (855) 460-3330.

Ready to Get Covered in Florida?

Our licensed agents are standing by. Get insured today โ€” anywhere in FL.

๐Ÿ“ž Call (855) 460-3330