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West Palm Beach has some of the highest auto insurance rates in Florida due to heavy traffic, high population density, and frequent accidents. However, working with an independent broker like Insurance Medics means we shop multiple carriers to find you the best rate available.
Florida law requires all drivers to carry a minimum of $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). Our agents will make sure you are fully compliant while keeping your costs as low as possible.
| Coverage Type | Estimated Monthly Rate |
|---|---|
| Florida Minimum (PIP + PDL) | $80 – $140/mo |
| Liability Only | $90 – $160/mo |
| Full Coverage | $180 – $320/mo |
| SR22 Filing + Minimum Coverage | $120 – $200/mo |
*Rates vary based on driving history, vehicle, age, and other factors. Call for your exact quote.
As an independent brokerage, we work with multiple insurance carriers — meaning we are not tied to one company's rates. We find the cheapest option that meets your specific needs. Our bilingual agents speak English and Spanish, making it easy for West Palm Beach's diverse community to get covered fast.
Florida requires $10,000 PIP and $10,000 PDL at minimum. West Palm Beach drivers are strongly encouraged to carry higher liability limits given the city's accident rates.
Yes. Call (855) 460-3330 and our agents can have your policy bound and your ID card emailed to you the same day.
Yes. We handle SR22 filings for West Palm Beach drivers with DUI, suspended licenses, or other violations. Call us for same-day filing.
SÃ. Tenemos agentes bilingües disponibles para ayudarte en español. Llama al (855) 460-3330.
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