📞 Licensed Tampa Insurance Agents — Call Now: (855) 460-3330
Insurance Medics Logo Call Now📞 (855) 460-3330

Cheap Auto Insurance in Tampa, FL

Get a free quote in 60 seconds. Licensed agents ready to help you now.

Get Your Free Quote Now

📞 (855) 460-3330 Tap to call — agents available Mon–Fri 10AM–6PM
— or fill out the form below —
33+ Licensed Agents
Same Day Coverage Available
Florida Licensed & Insured
Bilingual English & Spanish

Auto Insurance in Tampa, FL — What You Need to Know

Tampa has some of the highest auto insurance rates in Florida due to heavy traffic, high population density, and frequent accidents. However, working with an independent broker like Insurance Medics means we shop multiple carriers to find you the best rate available.

Florida law requires all drivers to carry a minimum of $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). Our agents will make sure you are fully compliant while keeping your costs as low as possible.

Estimated Auto Insurance Rates in Tampa

Coverage TypeEstimated Monthly Rate
Florida Minimum (PIP + PDL)$80 – $140/mo
Liability Only$90 – $160/mo
Full Coverage$180 – $320/mo
SR22 Filing + Minimum Coverage$120 – $200/mo

*Rates vary based on driving history, vehicle, age, and other factors. Call for your exact quote.

Why Choose Insurance Medics in Tampa?

As an independent brokerage, we work with multiple insurance carriers — meaning we are not tied to one company's rates. We find the cheapest option that meets your specific needs. Our bilingual agents speak English and Spanish, making it easy for Tampa's diverse community to get covered fast.

Frequently Asked Questions — Tampa Auto Insurance

What is the minimum car insurance required in Tampa, FL?

Florida requires $10,000 PIP and $10,000 PDL at minimum. Tampa drivers are strongly encouraged to carry higher liability limits given the city's accident rates.

Can I get same-day auto insurance coverage in Tampa?

Yes. Call (855) 460-3330 and our agents can have your policy bound and your ID card emailed to you the same day.

Do you offer SR22 insurance in Tampa?

Yes. We handle SR22 filings for Tampa drivers with DUI, suspended licenses, or other violations. Call us for same-day filing.

¿Tienen agentes que hablan español en Tampa?

Sí. Tenemos agentes bilingües disponibles para ayudarte en español. Llama al (855) 460-3330.

Ready to Get Covered in Tampa?

Our licensed agents are standing by. Get insured today.

📞 Call (855) 460-3330