🚨 Need SR22 Fast? Same-Day Filing Available β€” Call: (855) 460-3330
Insurance Medics Call NowπŸ“ž (855) 460-3330
βœ… Same-Day SR22 Filing Available

SR22 Insurance in Florida

Suspended license? DUI? We file your SR22 the same day you call. Low rates, fast processing, licensed Florida agents.

Get Your SR22 Filed Today

πŸ“ž (855) 460-3330 Call now β€” agents available Mon–Fri 10AM–6PM
β€” or request a callback β€”

How SR22 Filing Works in Florida

1

Call Us

Call (855) 460-3330. Tell our agent you need an SR22. Takes 5 minutes.

2

Get a Quote

We shop multiple carriers to find you the lowest rate with SR22 included.

3

We File It

We file the SR22 electronically with the Florida DHSMV the same day.

4

Get Your License Back

Once filed, you can proceed with reinstating your Florida driver's license.

What is SR22 Insurance in Florida?

An SR22 is not an insurance policy β€” it is a certificate of financial responsibility that your insurance company files with the Florida Department of Highway Safety and Motor Vehicles (DHSMV) on your behalf. It proves you carry the state's required minimum auto insurance coverage.

⚠️ Important: If your SR22 policy lapses or is cancelled, your insurance company is required by law to notify the DHSMV immediately, and your license will be re-suspended. This is why it is critical to keep your policy active for the full required period.

Who Needs SR22 in Florida?

Florida courts or the DHSMV typically require an SR22 certificate when a driver has:

SR22 Insurance Rates in Florida

Coverage TypeEstimated Monthly Rate
SR22 + Florida Minimum Coverage$120 – $200/mo
SR22 + Full Coverage$220 – $380/mo
Non-Owner SR22 (no vehicle)$60 – $120/mo

*Rates vary based on violation type, driving history, and other factors. Call for your exact quote.

Non-Owner SR22 Insurance in Florida

If you need to reinstate your license but do not own a vehicle, a Non-Owner SR22 policy is the solution. It provides liability coverage when you drive someone else's car and satisfies the SR22 requirement. This is typically the most affordable option.

Frequently Asked Questions β€” SR22 Florida

How long do I need to carry SR22 insurance in Florida?

Most Florida SR22 requirements last 3 years. However, the exact duration depends on your specific violation. Our agents can confirm the requirement when you call.

How much does SR22 filing cost in Florida?

The SR22 filing fee itself is typically $15–$35. The bigger cost is the increase in your insurance premium. Our agents shop multiple carriers to minimize your total cost.

Can I get same-day SR22 in Florida?

Yes. We file SR22 certificates electronically the same day you call. Call (855) 460-3330 and our agents can have your SR22 filed within hours.

What happens if my SR22 policy lapses?

Your insurer must notify the DHSMV immediately, and your license will be re-suspended. You should never allow your policy to lapse during the SR22 requirement period.

Does Florida require FR44 instead of SR22 for DUI?

Yes β€” Florida requires FR44 (not SR22) for DUI/DWI convictions. FR44 requires higher liability limits. Our agents handle both SR22 and FR44 filings.

Ready to Get Your SR22 Filed Today?

Licensed Florida agents available now. Same-day filing. Low rates.

πŸ“ž Call (855) 460-3330